Tuesday Special Show – Refinancing and Economics

April 29, 2009

Tue., Apr. 28, at 10 PM Eastern U.S. time, Mishko talks with real estate appraiser Tom on the topic of home mortgages and the current economic situation — things that people need to know in order to make right decisions. Mishko and Tom also discuss what let up to the current environment, and how to make the most of it.

Tom has been an appraiser for over five years in southern California and has a great knowledge of the mortgage and banking industry.


24 Responses to “Tuesday Special Show – Refinancing and Economics”

  1. K-Sensor on April 28th, 2009 8:05 am

    Cool. Lets keep VoR moving ahead.

  2. Gregor on April 28th, 2009 10:39 am

    Good Idea Mishko!

  3. Mishko Novosel on April 28th, 2009 10:49 am

    BTW – We will be taking calls and if you don’t want to call in but you’ve got questions please post them here ahead of time.


  4. Ernest on April 28th, 2009 12:12 pm

    I work nights but I will listen to the download. I will also post a link to the show on my website.
    Good job Mishko!

  5. Bob on April 28th, 2009 10:57 pm

    Larry Silverstein is “The God of Jewish lightening”…

  6. james on April 28th, 2009 11:09 pm

    thanks for the chance to be heard Mishko! I really appreciate your time.


  7. Bob on April 28th, 2009 11:48 pm

    CREDIT is not the problem — CONTROL is !!

  8. Bob on April 29th, 2009 12:24 am

    ‘NEGOTIATION’ is a Jew game!!!

  9. Mishko Novosel on April 29th, 2009 1:18 pm


    NEGOTIATION is about taking care of YOUR OWN INTERESTS… For far too long we as a people have NOT done that.


  10. Rosetti on April 29th, 2009 4:16 pm

    No, don’t talk about conspiracy theories. Talk about the caps lock button, and when to use it.

  11. PWG on April 29th, 2009 10:07 pm

    Good point Mishko. Everything is negotiable!!! Obviously some guys have never been to a whorehouse, bought a car,or a house.

    Start thinking like a jew guys, and grind down the price on everything. Only suckers pay list, or asking price.

    When you add up all the negotiations over your life, if you do it right can add up to hundreds of thousands of dollars.

    In fact, I think all WHITES should start acting like jews, only do business with your own, take care of your own, and stick together.

    This is exactly why the hooknoses have survived so sucessfully.

  12. PWG on April 29th, 2009 10:21 pm

    We actually talked about Negotian regarding interest. If you bought a 500,000 home and negotiated your interest rate down to 5% instead of 6%. That would save you 120,000 alone. This is a good example of negotiation.

    Here are a few links for you guys. The best thing you can do for yourselves is to be informed.

    If you want to see how much your mortgage is really going to cost, here’s a great link to amortize your loan.

    Two more things, if your hook nosed banker offers you an interest rate below market rates, let that be a red flag to you. It means it’s going to reset in the future.

    Next make sure there are no prepayment clauses in your contract.

    Money is cheap right now, that means that when presedente purple lips’s bailout money hits the streets, it’s going to cause inflation. With the current cheap money you will be paying them back money in inflated dollars, that are worth less then the dollars your borrowing.

    Good for you, bad for the jew.

  13. Tom on April 29th, 2009 11:34 pm

    A simple, yet powerful tool to stop banksters on a foreclosure. Everyone needs to be doing this.

  14. Ba Racknophobe on May 3rd, 2009 6:03 am

    Use of expressions like “subhumans” and “hooknoses” reflect badly on the speaker. Maybe a little reminder explaining why it is so would be in place here?

    Human speech roughly expresses on one hand emotions and on the other hand actions and states. Sometimes it is confusing as to pick up which is what.

    “I’d kill all niggers” is such an expression. It very seldom, or never, means that the speaker in question really would perform the stated action, even if he could. Instead it expresses a strong *emotion* which in itself is wordless, but is dressed up in a strong expression. Just like when porn actresses express their horniness by exclaiming “Shit. Shit. Shit”. For someone whose mother tongue isn’t English this is very confusing. Excuse me? Did you just say “shit” while having passionate sex? Please go away and let me puke.

    However, by interpreting the general context of the expression, even a foreigner can get it. She is obviously not into that kink, but merely uses a strong word to express a strong emotion. Distasteful it is anyway.

    The trouble with radio media is that the vast majority of us listeners don’t personally know the speaker. Also we can’t see his facial expressions and thus we lose lots of important nuances in his expressions, nuances that wold help us interpret the state of mind, whether he’s in a particular mood etc.

    Another thing that happens is that careless words empower enemies of the speaker. The context of the expressions “subhumans” and “hooknoses” will get lost when cited in the future and all that will be left is the ugliness of the expression. You might just as well give your enemy a loaded gun.

    So, to sum it up: Mind your language!

    You can be sloppy and say whatever you like when you’re with your close friends, but as soon as you leave that circle you must tidy up your language and always bear in mind that people who don’t know you will judge you by what you say. They’ll have nothing else to go by. This is also valid when you speak to a larger group of people who are very likely on your own wavelenght. Like on Internet radio.

    So, Mishko and other hosts, instruct your guests in advance to use tidy language.

  15. Jim Trebowski on May 4th, 2009 3:52 pm

    If you have to remind your people not to use phrases like “subhuman” and “hooknoses”, maybe you ought to reconsider your message.

  16. Mishko Novosel on May 4th, 2009 6:14 pm

    Ba and Jim,

    Well people are very pissed off and frustrated these days. don’t know what else to tell you guys. But we’ll do some better prepping the guests in future shows.

    However, I thought Tom was great. He was knowledgeable and entertaining.



  17. Skirnir on May 6th, 2009 7:58 am

    I must disagree about the issue of interest.

    If I were to lend money to someone, there is a non-zero chance that the person will default. Thus, so that I may recover my money, much less a profit, interest must be levied so that if I were to lend $1 to 100 people each with 1% probability of default, without interest I would expect $99 back, why would I lend? If I were to levy 1.01% interest, however, I would expect to receive the sum in full.

    Throw into this dynamic the issues of inflation and overhead and interest becomes a manifest necessity. The opportunity cost of lending inflating dollars is indeed the lost purchasing power of said dollars vs. gold, silver, et. al. (or better yet a diversified portfolio of inflation hedges).

    There is also ‘volenti non fit injuria’ i.e. to the willing there is no injury. If two persons voluntarily enter into the contract, the expectation is that the two would benefit from the contract, or one party would not enter into said agreement. Simply because of the voluntary nature of the agreement, both sides disclaim any quarrel against such a contract if followed to the letter.

  18. James on May 6th, 2009 6:56 pm

    Just got through reviewing the show. It’s much better than I thought. I wish I’d kept my mouth shut more and my ears open, but when you drink like a fish… well, your ears close and your lips flap. sorry if i spoke too much. In review though, I started dreaming about doing a show with that same crew. I was like… what if we could have an after hours kind of show with callers, a more R rating, etc. I know it’s not the tone of this network to go down the comedic route, but I really, really, really, had more fun than ever doing this show. There’s something about speaking to like minds, especially when you find yourself surrounded with media junkies….

    VOR is my OASIS in the media desert. No joke, THANK YOU!


  19. PWG on May 7th, 2009 2:02 am

    Good, I’m glad you listened to the program again, there was a lot of good info I tried to share.

    Hearing crap from this moron makes me sick
    Ba Racknophobe on May 3rd, 2009 6:03 am

    He is a jew, running interference on the truth.

    I’m glad you got the message. Infiltrators like this are a waste of oxygen.

    I may have been a little politically incorrect, but if you want an apology out of me, your gonna have to beat me to death to get it.

    I told the truth, and I stand by it, what did Ba Racknophobe do?

    Make a bunch of stupid analogies, about nothing.

    I guess that means his right of free speech trumps mine, bullshit. That’s unacceptable to me.

    Listen to the show again, and again, send it to all your friends.

    Let them decide.

    It was my first radio show and probably my last. Why? cause I won’t tow the line.

    I call em how I see em, end of story.

  20. Jim Trebowski on May 7th, 2009 9:46 am

    You folks are pathetic. You focus on one group of people and blame them for all your problems. Would you like a little cheese with your whine? Why don’t you clean up your own backyard before you start blaming Jewish people for your shortcomings.

  21. Ba Racknophobe on May 7th, 2009 12:10 pm

    Lessen the impression a bit, will you?
    You don’t seem to get it, but I was in fact trying to help you, if you’re the one behind the expressions I commented.

  22. Bruce on May 7th, 2009 1:44 pm

    Trebowski is the typical jew. After all, jews can do no wrong. They have been poysecuted for hundreds of years for no reason.

  23. Jim Trebowski on May 7th, 2009 2:28 pm

    Well Bruce….I don’t know what religion you are are what your ancestry is, but I wouldn’t call you a Jew unless I knew for a fact that you were. Since I’m not Jewish, and you said I was, you’re wrong and it makes you look pretty stupid. I wonder if you’re just jealous because the rest of us can spell. Maybe that’s why you feel prosecuted. (or should i say “poysecuted’”)

  24. Dan on May 7th, 2009 8:31 pm

    Lol,o.k. folks.I get it.You`re afraid to call out the Jew.In an anonymous forum no less!You`re afraid there may be a Jew out there somewhere with e.s.p. perhaps,who KNOWS what you may be thinking.Even though the very same Jew is the very reason you`re here,commenting on a patriot radio station forum,lamenting the loss of the freedoms your grandfather died protecting SO THAT YOU WOULDN`T HAVE TO! It`s been said before ,but I`ll say it again:It`s the Jews sheeple!Wake up!Who controls mainstream media?Look at the names.Who creates and shapes popular opinion?Same answer.Why are we waging war in the middle east?So THEY won`t have to!Who fucked us on Wall Street?Again,just look at the names.Rahm Emanual?Duh.Get it?No?Read: